Equal Housing Opportunity Housing

Peak Home Loans Practices Equal Housing Opportunity

Attn: Special Rates & Terms Available Until   for Residents of  And Neighboring States!

The Fair Housing Program, developed by the National Association of Realtors, provides guidance and other resources to real estate agents to make all people receive the same level of professional services.

A realtor is someone who is a licensed professional selling real estate and is a member of NAR. Other individuals, not part of the NAR, cannot call themselves realtors and are normally referred to as salespersons or real estate brokers.

If you do business with a realtor, then you are dealing with someone bound by the strict code of ethics by which members of the NAR must comply.  This code of ethics states that realtors may not discriminate or deny services to anyone based on "reasons of race, color, religion, sex, handicap, familial status, or national origin".

They also shall be part of any agreement to discriminate or deny services based on those reasons.

If You Are Selling A Home

As the seller, you cannot refuse to sell your home to anyone in the protected classes. You cannot tell your realtor, salesperson or real estate broker to discriminate either.  It would be against the law.  Anyone who can afford your home has the right to purchase it, unless there is something else about the offer you don't agree with.

If You Are Buying A Home

You have the right to expect that you will not be discriminated against, and to be able to purchase a home in a free and open market with no restrictions.  This also includes if you are looking to rent or lease property as well.  The same laws apply to both parties - those looking to rent and those with rental properties available.  These are referred to as "fair housing rights" and no one can violate those rights.

equal housing opportunity with Peak Home Loans

What You Can Do If You Suspect An Equal Housing Opportunity Violation:

If you suspect you have been subjected to discrimination, there are avenues and agencies that you can pursue and report your suspicion to:

  • Your Local Board of Realtors. They will accept complaints of discrimination and investigate the matter. They have an obligation to enforce their code of ethics.
  • U.S. Department of Housing and Urban Development, or HUD.  You can file your complaint on line at www.HUD.gov or call 1-800-669-9777.

Peak Home Loans is here to help you locate the funding for your dream home and ensure you are given all the opportunities you have the right to expect.

Mortgage Refinance @ 4.50% - 100k is $506/mo.

Thank you,
Peak Home Loans

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