What Makes Peak Home Loans Different From Other Mortgage Companies? 1.) We are a nationwide Direct Mortgage Lender, meaning there are NO middlemen between our customers and the best terms, lowest rates and the fastest approvals in the industry. 2.) We are driven by the most powerful, efficient, 100% transparent, streamlined home lending network in the U.S. The entire process can take place in the comfort of your home. 3.) We perfected our state-of-the-art mortgage services platform by streamlining our client's approval process which means less paperwork and conditions. This guarantees everyone the best rate, great terms and the lowest down payment required regardless of credit history. So for proper routing and banking compliance, kindly "Apply Now". For an immediate quote and pre-approval, please click "Full Application". At the time you select, an experienced, licensed and professional Mortgage Loan Officer from ONLY Peak Home Loans will contact you to answer all your questions. Once again, application to closing & settlement will take place online and in the comfort of your home. Let's see what Peak Home Loans can do for you versus what a bank or broker can't:
|Why Choose Peak Home Loans?||Over a Bank or Mortgage Broker?|
|1.) Direct Rates - Save $100's Per Month||1.) Retail Rates - Pay $100's More Per Month|
|2.) 30 Day Closings - $500 Guarantee||2.) 45 to 90 Day Closings - No Guarantee|
|3.) Transparent Costs - NO Junk Fees||3.) Hidden Junk Fees & Costs|
|4.) A Dozen Loan Options||4.) 1 or 2 Loan Options From One Lender|
|5.) $1,000 Lowest Rate Guarantee||5.) Guaranteed to Pay a Higher Rate|
|6.) Ask About Our FREE Appraisal Offer||6.) Pay Up to $1,000 For An Appraisal|
We are rated A+, "Highest", by the Better Business Bureau?. That means our network of lenders will provide a fair and fast, hassle-free mortgage with easy approval for those with all credit histories. So, get approved now! We work around less-than-perfect credit and reward those with good credit. Get the best deal you can, whether through us or somewhere else, but at least compare our offer. We get done what others cannot. And "we beat bank and broker rates... every time". Get Instant Online Quotes - Save Time & Money - You Have Nothing to Lose. This is a Free, No-Obligation Service. We Guarantee to Make Your Next Mortgage "Easy".
Today's Mortgage News Brought
To You By Peak Home Loans
Saturday, December 15, 2018 (updated daily)
Mortgage rates continued to remain low in spite of the better-than-predicted US job growth for last month, the Thirty-year US Treasury rates rising from 2.87% to 2.93% and the DOW approaching $24,000. And as we know, mortgage rates usually rise when Treasury bond rates rise. We're going against the norm so expect rates to be volitile. The housing market's recovery continues as sales, home prices and mortgage applications rise. In fact, latest reports show sales of existing homes increased 0.7% for the month of September; median US home prices rose 5.4% to $245,100.00 for October and mortgage applications rose 2.2% this week according to the Mortgage Bankers Association's (MBA). The bottom line is we're fortunate that rates are as low as they are. It's our recommendation that if you're considering purchasing or refinancing then act sooner than later.
These low rates may not be around for long, volatility is always just around the corner. Recent events put today's average 30-year fixed-rate conventional loan at 3.94%, up 6 basis point from last week. It may be wise to lock in your rate now (rather than floating) and refinance your mortgage, or buy a new home now, thus guaranteeing against any rate increase that would cause your monthly payments to increase.
According to a survey of our home loan experts, for the upcoming week, Saturday, December 15, 2018 to Friday, December 21, 2018, 59 percent believe home loan and refinance mortgage rates will rise over the next week, 12 percent think mortgage and refinance rates will fall, and 29 percent believe mortgage rates will remain relatively unchanged (+/- 2 basis points). Survey results are provided weekly. Please come back often to see how accurate the experts fared. Last week, interest rates were down 2 basis points and 78 percent picked correctly. As you can see, mortgage experts believe rates might rise this coming week, you may want to act accordingly. Currently, we at Peak Home Loans suggest locking in your mortgage NOW before rates rise out of sight. Better to be safe than sorry.
"Our well-qualified mortgage experts will do whatever it takes to get you the loan you want with the best rate available, the lowest monthly payment, and the most cash if you need cash. We will work around less than perfect credit and reward those with good credit. We guarantee to do what others cannot." - Peak Home Loans, hundreds of thousands served since 1998.